Flexible repayment options available. Choose weekly, fortnightly, every four weeks or monthly

Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 34.04%, Monthly Payment £51.75, Term 36 months, Total Payable £1913.00, Representative 39.9% APR.

To check if you are eligible click here

Click here to speak with the Sofa Club team if you require assistance


Who are Snap?
Snap Finance allows you to shop now and pay later, by spreading the cost over time.

Shop today, with the flexibility to spread the cost up to 36 months, in line with your budget.


Snap Finance helps you spread the cost
When you qualify for Snap Finance, you can choose to pay your balance off in 4 months, over the full term, or call up and make early repayments. Whether you spread the cost over 4 or 36 months, you're in control.

Pay in 4 - Should you pay off your balance in 4 months, Snap will cancel any interest you owe.*

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the amount of credit advanced within the Pay in 4 Period.


Why choose Snap?
- Loans available from £250 - £4,500
- Check your eligibility without affecting your credit score.
- Please note: A hard credit search will be required at point of completion of your loan.
- Snap will tell you how much you can borrow instantly
- Help and support will always be available via phone, email or SMS
- Get access to the best products and fair prices
- Join the thousands of customers already using Snap Finance
- Snap are highly rated on Trustpilot
- Your finances are in safe hands. We are authorised & regulated by the Financial Conduct authority with Reference Number 741813

How do I contact Snap Finance about my finance agreement?

Customer support: 03300 109381
Mon-Fri 8:30am - 5:30pm | Saturday 9:00am - 1:00pm 


More Questions?

Please contact the Sofa Club team here


Sofa Club Limited trading as Sofa Club is authorised and regulated by the Financial Conduct Authority (Firm reference number 652661). We are a credit broker, not a lender, and offer credit facilities from Snap Finance. Snap Finance Ltd act as the lender.

Credit subject to status. Terms and conditions apply.

Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB.


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